How to Upgrade my FCMB Student Account Online

First of all, please be informed that you cannot upgrade your FCMB student account online. However, I will teach how to upgrade your fcmb account without stress.

The First City Monument Bank (FCMB) offers three type of account to its customers. The Tier 1 account which is Student Account, Tier 2 is Aspire Account and Tier 3 is Standard Account which is the highest and has no limits.

The FCMB Student Account is actually the tier 1 which can be opened using USSD on your mobile phone. In other to upgrade this account, you will need to visit nearest FCMB and provides and give them some certain documents before the upgrade can come up.

After a complete upgrading, you will be able to access all the limited features on your account. Including sending of high amount of funds and accept any amount in your FCMB Account.

Without much Ado, let's dive into the reason of this article. As I promised, I will take you through how to upgrade your FCMB Account but first, what and what are required to upgrade your student account.

Requirements to Upgrade Your FCMB Student Account.

The following are required documents needed to upgrade your FCMB Account.

• Valid Government Issued Identity Card. (International passport, Driver's license, National identity card and Voter card)
• Recent Passport Photograph
• Not more than three months utility bills
• BVN (Bank Verification Number)

How to Upgrade my FCMB Account.

First thing first, visit any FCMB branch in your area. Go with those documents mentioned above. In this bank, head over to the customer care desk and tell them you want to upgrade your account.

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You will be handed over an Account Upgrading Form. In this form you will have to fill in all the requirements details including your BVN, phone number, home address, email address, and many others.

After you've filled in your correct details, submit the form to the customer care desk. You account will be upgraded in 24hours.

Issues with FCMB Account Upgrading.

If you cannot upgrade your account, this is due to some certain issues or error or mistakes in your provided documents. These issues, mistakes and error includes;

1. Mistakes in arrangements of names on government issued ID card.
2. Errors in Spelling of names on government issued ID card
3. Address on Utility Bills is different from the one in the upgrade form.
4. BVN information doesn't match your documents own.

Solutions

These is the solution to Account Upgrading Problems.

If you having differents Information on bvn and government issued ID card, then you will need to go to court for affidavit of corrections of name. Or change of names if you get married.

Another thing is make sure you change your address to the one on your utility bills to avoid delay in Account Upgrading.

If Date of Birth doesn't match, you can go to change it on ID card or on your BVN.

Note- Detail on Bank Verification Number (BVN) can only be changed once. Any other mistakes or error on BVN after one change is for life. That's you won't be able to change anything on your BVN ever again after one trial.

FAQs

Here are the most frequent questions people usually ask about FCMB Account Upgrading.

Do I need money to upgrade my account?

No money is needed to upgrade any account in Nigeria. Which means FCMB Account Upgrading is totally free of charge.

How do I know if my account is upgraded?

Once you don't get any back feedback from the customer care desk when you submitted your account upgrade form, your account will certainly be upgraded in the next 24hrs. Additionally, you can contact the customer care line and ask for details about your account upgrading.

Conclusion

As you can see, fcmb account upgrading is a very simple task. I will also advice you to visit the bank on Wednesday and Thursday because there will alot of people in the bank on days like Monday, Tuesday and Friday.

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